Investment calculator
See how your money could grow over time
INVESTMENTS
Adjust the amounts, timeframes and growth rates to see how patience and consistency could make a difference.
The value of investments can fall as well as rise so you may get back less than you invest. Tax rules can change and their effects vary depending on your individual circumstances. Please check the costs involved before transferring.
Work out your investment future
Wondering where investing could take you? Use our handy calculator to see what your investments could be worth in the future.
How our investment calculator works
This calculator makes it easy to understand the potential for your money to grow over time. You can:
Enter how much you’d like to invest initially.
Add a monthly amount to show regular contributions.
Choose how long you plan to invest for.
Explore different growth rates to see a range of outcomes.
This tool is for illustration only, it’s not a guarantee of future performance.
This calculator shows the potential for your investments, but in reality, any growth is unlikely to be as smooth as this illustration. In the real-world markets move up and down daily and growth isn’t neatly replicated year after year.
It’s also important to remember that this calculator doesn’t include the impact of charges on the portfolio’s growth. With Smart Investor we keep our fees low to help your money grow. For details of our charges and for an estimate of what you could pay, use our cost calculator.
Why time in the market matters
When it comes to investing, time can be just as powerful as the amount you invest. Small, regular contributions can add up over the years as returns compound, that’s when your money starts earning returns on its own growth.
Markets always move up and down in the short-term but staying invested gives your money the best chance to recover from any dips and benefit from long-term growth. Trying to time the market rarely works, patience and consistency are what delivers results over the years.
Make your money work harder
Once you’ve seen what’s possible with the calculator, you can start putting your plan into action.
You can open an Investment Account or an Investment ISA in just a few minutes. Both give you access to our full range of investment options – the ISA adds tax efficiency if you’re eligible.
Not sure which is right for you? Learn more about investment account types .
Once your account is open you can choose your investments:
Becoming a confident investor
If you’re just getting started, we’re here to help you learn at your own pace. Explore our simple guides and expert insights to build confidence over time:
Diversifying your investments - why does it matter?
You might have heard the expression, ‘Don’t put all your eggs in one basket’, a million times. But following this advice can help your investments work better for you.
Investment news and articles
Keeping up to speed with the issues that could affect your investments is important for all smart investors. Read our latest articles to discover topical economic and market insight, investment ideas, and some of the trends which are shaping the world today.
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