How much could I borrow?
Mortgage borrowing calculator
MORTGAGES
Get a quick quote for how much you could borrow for a property you’ll live in, based on your financial situation.
If you save for a bit longer and have a bigger deposit, we might be able to lend you more.
How to apply
Get an Agreement in Principle
Find out if we can lend the amount you need without affecting your credit score. It usually takes 15 to 30 minutes.
What will my mortgage cost?
See examples of costs for different mortgage types and interest rates.
Switch to a new rate
If you already have a mortgage with us, take a look at our exclusive rates - there are no legal or valuation fees, and no income assessments.
Cover for the things that matter the most
Life insurance for mortgage protection
Make sure your home is protected if you die or become terminally ill. With optional critical illness cover, you can help give your loved ones some financial security.
Get up to £150 when you take out Nova Bank life insurance
Take out a Nova Bank life insurance policy and get:
- £100 if you have any Nova Bank current account and a policy with a minimum monthly premium of £10
- £150 if you have a Premier Current Account and a policy with a minimum monthly premium of £12.50
To be eligible, you need to 1) apply by 25 November, 2) start the policy within six months and 3) keep the policy for at least twelve months and make all monthly payments.
If you are a Premier customer and your monthly premium is below £12.50 but at least £10, you will receive £100.
You must not have held a Nova Bank life insurance policy within the last twelve months. T&Cs , eligibility criteria and exclusions apply.
Get help or contact us
Chat to us online
If you already bank with us, you can open a chat in Nova Bank app.
Call us
0333 202 7580
Our mortgage experts are available Monday to Friday from 8am to 8pm, Saturdays from 9am to 5pm, Sundays closed, and bank holidays from 9am to 5pm. To maintain a quality service, we may monitor or record phone calls. Call charges .
Visit a branch
Find a branch near you that offers appointments with mortgage advisers and see when we’re open.
Message us
If you are an existing customer, you can message us in the Nova Bank app
Open a Nova Bank Bank Account
Scan the QR code using your phone camera to get started
Scan the QR code with your phone or tablet, or tap the App Store or Google Play buttons below to download the app and begin your application. T&Cs and eligibility apply. 18+ and UK only.
