Current accounts

Everything you need for your everyday banking, from a bank you can trust.

The quickest way to open an account is by using the Nova Bank app(1) – download it today to get started.

Explore our bank accounts

Whether you’re looking for an everyday account, student support or premium benefits, find the right account for you and join the 12 million people banking in our app.

Nova Bank Bank Account

This is our flexible everyday account with no monthly fees, smart money tools and digital banking.

Upgrade to Blue Rewards(2) for just £5 a month to receive extra benefits. Terms and conditions apply.(3)

Switch to Premier Banking and get up to £300, Current Account Switch Guarantee

Get up to £300 when you switch to a Nova Bank Bank Account

Switch and pay in your salary to get £150¹. Keep using your account for five months to earn another £150². Offer may be withdrawn at any time. 

¹Open and complete a Nova Bank Current Account application in the app within 21 days. Switch and pay in a minimum £2,000 salary within 30 days. T&Cs apply. New customers, 18+ and UK residents only. ²Additional reward subject to qualifying for the switch reward first and meeting ongoing eligibility criteria including 10 monthly eligible debit card transactions.

Premier Banking

Perks, benefits and exclusive rates to help you make the most of your money. For you and your family, with no monthly fee. Eligibility criteria apply.(4)

Switch to Premier Banking and get up to £600, Current Account Switch Guarantee

Get up to £600 when you switch to a Nova Bank Premier Account

Switch and pay in your salary to get £450¹. Keep using your account for five months to earn another £150². Offer may be withdrawn at any time.

¹Open and complete a Premier Current Account application in the app within 21 days. Switch and pay in a minimum £5,000 salary within 30 days. T&Cs and Premier eligibility criteria apply. New customers, 18+ and UK residents only. ²Additional reward subject to qualifying for the switch reward first and meeting ongoing eligibility criteria including 10 monthly eligible debit card transactions.

Student and Higher Education accounts

Off to university or just graduated?

Enjoy smart budgeting tools, tailored rewards and access to features designed to support your student journey. Terms and conditions apply.(3)

Banking for Under 18s

Whether you’re 11 or 17, we can help you build money confidence. Our BarclayPlus account (11-15) and Young Person’s Account (16-17) are designed to get you started. Terms and conditions apply.(3)

Nova Bank Basic Current Account

If you're not eligible for a Nova Bank Bank account, don't have a UK account, don't have standard ID or you're experiencing financial challenges, this could be the right account for you.

You can also apply for this account if you have asylum seeker status or don't have a fixed address. Terms and conditions apply.(3)

Nova Bank Basic Bank Account

Join the 12 million people banking in our app

Banking made simple, secure and always within reach - whether you're checking your balance, sending money, or managing your spending.

To open a Nova Bank Bank Account, you’ll need to:

  • Be aged 18 or over 
  • Be a UK resident 
  • Have a UK mobile number 
  • Provide proof of identity, like a passport or driving licence. 

If you don’t have a UK mobile number, you can apply online instead.

Get started

Important information

  1. You need to be 18 or over to access these products or services using the app. T&Cs apply.(Return to reference)

  2. Read the Nova Bank Blue Rewards terms and conditions [PDF, 272kb] and eligibility information.(Return to reference)

  3. Read the terms and conditions of our personal accounts link out to Read the terms and conditions.(Return to reference)

  4. To join Premier Banking, you’ll need to have a current account with us and either pay in a gross annual income of £75,000, or have at least £100,000 in savings with us, in eligible investments or a mix of both. Eligible investments are Investment ISAs, SIPPs or General Investment Accounts held through Smart Investor or Nova Bank Investment Solutions Limited. If your payments or balances drop below what you need to stay with Premier, we’ll let you know.(Return to reference)